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No Collateral

Unsecured Business Loans

Access capital without pledging your personal or business assets. Our unsecured loans are approved based on your business performance, revenue, and cash flow — not what you own.

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Funding Amount
$10,000 – $2,000,000
Funding Speed
24–72 hrs
Min. Revenue
$10K/mo
Collateral
Not Required
What Is It?

Unsecured Business Loans Explained

An unsecured business loan provides a fixed lump sum repaid in regular installments over an agreed term — without requiring collateral such as real estate, equipment, or inventory.

Traditional banks typically require significant collateral for business loans. Fenvic Financial's unsecured loans evaluate your business based on revenue, cash flow, time in business, and overall financial health — giving more businesses access to capital they need.

Fixed Payments, Clear Terms

With an unsecured business loan, you know exactly what you owe each month. Predictable payments make it easy to plan and budget.

No collateral, no surprises. We explain every fee and rate in plain language before you sign.

Common Use Cases
Working capitalInventory purchaseEquipmentHiring and payrollRenovationDebt consolidationEmergency expenses
Why Choose This
  • ✓No collateral or assets required
  • ✓Fixed repayment schedule — easy to budget
  • ✓Based on business performance, not assets
  • ✓Available for credit scores under 650
  • ✓Funds deposited directly to your account
  • ✓Competitive rates for qualified businesses
FAQ

Common Questions

No. Our unsecured business loans do not require you to pledge real estate, equipment, or any other asset. A personal guarantee from the business owner is typically required.
We work with business owners across a wide credit range. While better credit typically unlocks better terms, we've funded many businesses with scores below 600.
Repayments are made via automatic ACH withdrawal from your business bank account on a fixed daily, weekly, or monthly schedule depending on your program.

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Get a decision on your Unsecured Business Loans application today.

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